Credit scores significantly impact financial decisions, from loans and credit cards to housing. But is this system truly fair? Does your credit score accurately reflect your creditworthiness? Maintaining a high score requires effort, yet it can be easily damaged, raising concerns about its reliability as a lending metric. While various scoring models exist, the most common are the FICO Score and VantageScore, each using different, often opaque algorithms. This lack of transparency leaves many questioning the fairness of the system. ...
Many ATMs across the country will only give out 20-dollar bills. If you’re withdrawing a large sum of money, this can be pretty inconvenient. Nothing is more frustrating than trying to shove a huge stack of small-dollar bills into your wallet or purse. Instead of settling for a wad of twenties, we recommend going to an ATM that dispenses large-dollar bills instead. If you need to make a big withdrawal soon and are wondering which ATMs give 100-dollar bills, read on to view our list of banks below. ...
Eliminating the penny has been up for debate for many years. Considering it costs the Treasury Department more to mint the coin than it is worth has deemed the currency has been deemed inefficient. Plus, many have cited environmental concerns, which add to pollution issues. However, completely eliminating the coin may have consequences as well. The debate continues to be heated on both sides. But, other countries have successfully eliminated their lowest coin currency or penny. The question is whether the United States could eliminate the penny with similar results. ...
NPS investors mistakenly think there are no middlemen and direct investment isn’t possible. However, through eNPS, you can invest directly and avoid middlemen costs. ...
This isn't a list of any old brokerages, we looked at brokerages that are true alternatives to Robinhood: ...
What are the latest Post Office Small Savings Scheme Interest Rate April – June 2025? What is the interest rate for PPF, SSY, SCSS, KVP, or NSC schemes for 2025? ...
Never Stop SIPs!! This article analyzes the impact of stopping SIPs in crashes using 26 years of Nifty 50 TRI data, covering 4 major market crashes. ...
I’ve been a huge fan of Southwest Airlines for decades. I live near BWI Airport and fly Southwest for almost all my flights. In the last ten years, I’ve probably flown on another airline fewer than once a year. ...
A recent report by Blume Ventures has revealed a staggering economic disparity in India: approximately 100 crore Indians lack discretionary spending power, meaning they have little to no financial capacity beyond fulfilling their basic necessities. This leaves only 13 to 14 crore people—about 10% of the population—as the primary drivers of India’s consumption economy. Additionally, 30 crore people fall into an emerging middle segment, exhibiting some level of discretionary spending but remaining highly price-sensitive. ...