When browsing through various mutual funds schemes, you’ll often come across two options: Growth and IDCW (Income Distribution Cum Capital Withdrawal). With the growth option, any profits stay invested, which ultimately helps your money grow through compounding.  ...

When faced with urgent financial needs, individuals often contemplate whether to utilize their emergency fund or secure a personal loan. Each option has its merits and potential drawbacks, and the optimal choice depends on one’s unique financial situation. ...

When taxpayers’ tax liability in a financial year exceeds a certain amount, they are required to pay tax in advance rather than wait until the end of the year. This payment, made in 4 instalments, is known as advance tax. In this blog, we’ll answer what is advance tax by understanding various advance tax rules and how you can file them online in easy steps. ...

Effective tax planning is a cornerstone of sound financial management. Among the various tax-saving investment options available in India, the National Pension System (NPS) and Equity Linked Savings Scheme (ELSS) are prominent choices. Understanding their structures, benefits, and differences is crucial for making informed investment decisions. ...

​The Total Expense Ratio (TER) is a critical factor for investors to consider when evaluating mutual funds, as it directly impacts net returns. In the Indian mutual fund industry, understanding TER’s components, calculation, and implications can significantly influence investment decisions. ...

“Are Mutual Funds Safe in India?” is a question every Indian investor asks before dipping their toes into the market. The answer isn’t a simple “yes” or “no.” ...